Buying a home may be easier than you think.

Thinking about buying a home and not sure you can afford it? You may think you don’t have enough saved for a down payment, or believe your credit score is too low. The chart below shows the distribution of FICO® Scores for all loans approved in May. And keep in mind some loans only require 3% down and not 20%. If you are a prospective buyer who is ‘ready’ and ‘willing’ to act now, but you are not sure if you are ‘able’ to, sit down with a professional who can help you understand your true options today.

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