Watch your spending when applying for a home loan. Since you are in the process of buying a home, remember that your credit must not change or be affected in any way until you actually sign the paperwork and get possession of your new home. Lenders will not only look into your credit when you first get pre-approved, they will check it again before they let you sign the mortgage. If you want to buy new furniture for your home or change jobs, just be patient. There will always be time to do it after the closing.
Follow these guidelines once you are under contract to purchase a home:
Not in a contract yet and just thinking about looking for your next home? Well, Brian and I have some advise for you, too. Click here and never forget to do this!
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