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va

What is a VA loan?

Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them. If you are a veteran or you know someone who is, […]
Matt Morano
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20180625-KCM-ENG

Buying a home may be easier than you think.

Thinking about buying a home and not sure you can afford it? You may think you don’t have enough saved for a down payment, or believe your credit score is too low. The chart below shows the distribution of FICO® Scores for all loans approved in May. And keep in mind some loans only require […]
Matt Morano
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toes

Getting pre-approved should always be your first step.

One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. In many markets across the country the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace […]
Matt Morano
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Mirabella (Time 0_02_15;26)
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MIRABELLA HUNTERSVILLE NC MERITAGE HOMES

Come see Mirabella in Huntersville, NC. New home community by Meritage Homes. Energy efficient, dramatic interiors,and deluxe exterior features. Prices starting in the $300,000s. Basement homes available! A multitude of floor plans. Ranches, 2-story plans as well. Contact for me for details about Mirabella. 704-582-1314. As your new home construction advocate, my services are free […]
Matt Morano
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Chesapeake Point in Mooresville
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CHESAPEAKE POINTE NEW HOMES IN MOORESVILLE NC

Check out Chesapeake Pointe- a new home community by Peachtree residential. It’s a great location—close to Lake Norman in Mooresville- off Brawley School Road west of I77. Homes here run from the 400s to 700s…on wooded lots, ¾ of an acre or more!!! A 3-car garage comes standard, as does a 10-year structural warranty. Chesapeake […]
Matt Morano
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BoatReflections2

Lake Norman waterfront home sales for March 2018.

Huge slow-down noted this March vs. March of 2017. I’ve heard it from many agents-this past March seemed slow in the Lake Norman waterfront market.  Compared to last March, the number of closed sales was down 50% in the following price ranges sampled:  $500,000 to $749,999, $750,000-$999,999 and $2.0 million to $2.99 million.  The $1.0 […]
Matt Morano
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Lake Norman March 2018 Overview

A slow month for sales across Lake Norman. Lake Norman market activity: Comparing March 2018 vs. March 2017:  Highlights from the graphic include- Steep drop in # of closed sales (down 26%) Inventory down 20% Median sales price down 9%. Keep in mind that the “active” part of the year at Lake Norman begins in […]
Matt Morano
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Welcome! Here’s how I can help you.
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DID YOU KNOW THIS?

I’m Matt Morano, the NC Realty Guy. Did you know that most new construction homes are sold by Realtors? The builder need their homes sold. And they pay us to do it without charging you more to buy! So call me before you go to the sales center. You need representation. The person sitting in […]
Matt Morano
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pmi

What is Private Mortgage Insurance (PMI)?

What is PMI? Freddie Mac defines PMI as:  that is required for all conforming, conventional loans that have down payments less than 20%. Once you’ve built equity of 20% in your home, you can cancel it and remove that expense from your mortgage payment.” As the borrower, you pay the monthly premiums for the insurance policy, and […]
Matt Morano
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